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Post by steadyeddy on Apr 12, 2024 12:44:39 GMT
BBers - A quick poll. Please participate!
CDs/MM/bank deposits/T-bills etc all in my opinion are cash-equivalents.
Eddy
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Post by fishingrod on Apr 12, 2024 13:32:43 GMT
25% cash
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Post by chang on Apr 12, 2024 13:34:43 GMT
Do you count RPHIX as "cash"? I consider it the equivalent of a T-bill.
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Post by oldskeet on Apr 12, 2024 14:30:04 GMT
Hi guys. For me my current cash allocation bubbles close to 20% and consist of demand liquid cash at about 5%, money market mutual funds at about 10%, and CD's (time deposits) at about 5%.
I just had a spend down in cash and bought some fixed income funds when the US10YrT reached a 4.5+ yield this week. This fixed income purchase was done to maintain my All Weather Asset Allocation of 20% cash, 40% fixed and 40% equity. During the last five months my equities have out performed my bonds and this purchase was done to bubble the allocation close to desired weightings.
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Post by anitya on Apr 12, 2024 14:48:02 GMT
30+%
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Post by boarshead on Apr 12, 2024 15:03:28 GMT
0.5%
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Post by johntaylor on Apr 12, 2024 15:36:53 GMT
12% but more than I'd like to have parked
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Post by richardsok on Apr 12, 2024 16:00:50 GMT
35%
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Post by steelpony10 on Apr 12, 2024 16:08:27 GMT
steadyeddy , About 9% and rising. Not an active investor anymore.
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Post by steadyeddy on Apr 12, 2024 16:43:15 GMT
Do you count RPHIX as "cash"? I consider it the equivalent of a T-bill. It walks like a duck, quacks like a duck... so it is a duck. |
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Post by steadyeddy on Apr 12, 2024 16:43:58 GMT
I am 50%+ cash across my portfolio, and not less than 34% in any account
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Post by win1177 on Apr 12, 2024 17:09:42 GMT
About 8%, in money markets. Does not include our emergency funds, which are about another 1-2%.
Win
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Post by liftlock on Apr 12, 2024 17:27:15 GMT
1-2% overall. In my T-IRA, I have 80% of my 2024 RMD in cash.
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Post by liftlock on Apr 12, 2024 18:02:13 GMT
Click on the header link to view the poll results or to participate in the poll.
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Post by catdog on Apr 12, 2024 18:07:30 GMT
95% cash or equivilents. Sold all my bonds in 2021. Sold all my equities in November 2022. Slowly, slowly slowly making my way back into both.
catdog
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Post by anitya on Apr 12, 2024 18:30:18 GMT
Click on the header link to view the poll results or to participate in the poll. Thanks. I normally do not participate in surveys and did not focus to check the box in the OP until your post. Thanks. |
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Post by rhythmmethod on Apr 12, 2024 18:45:39 GMT
~7% cash. I've been buying yesterday and today long term holds, SCHD, BME, CSQ, AVUV, VWENX. PAXS.
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Post by bizman on Apr 13, 2024 4:10:22 GMT
48% stocks, 29% cash, 23% 1-3 yr fixed income.
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Post by keppelbay on Apr 13, 2024 5:43:24 GMT
8% in cash or equivalents. Another 1.5% is in Agency bonds, which are likley to roll over into cash every few months, as they tend to be called at 1st opportunity.
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Post by steadyeddy on Apr 16, 2024 14:36:28 GMT
bump.. to get additional vote(r)s....
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Post by racqueteer on Apr 16, 2024 14:50:54 GMT
You want updates from the more active folks? I'm now above 50% USFR with another few % in actual cash. Low tolerance for paper losses.
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Post by yakers on Apr 16, 2024 15:58:29 GMT
14% EOY 2023, maybe up a bit, only seriously review it at the end of the year or major (10%+) market change to rebalance portfolio AA.
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Post by richardsok on Apr 16, 2024 17:18:44 GMT
Remain at 35% cash + 2% protective SDS + 2% UUP (all intended extremely short term, purely on technicals). I am completely out of my equity positions, with the exception of gold and energy (GNT, GGN, ET, SHEL, EQNR, ARLP) and PDBA, plus a lot of longer-held preferreds in taxable accounts with really good yield-on-cost. Hate to cut future cash streams out of the income bucket at the prices I got them, even if I'm giving back some gains now. So I'm being conservative with the income stream but aggressive with oil & PMs + commods.
Last exception: still holding MSFT and BRK-B -- which I'd sell on their latest technicals, but dread the big argument with my ML broker.
Feels odd to be completely out of equity funds.. Can think of no earthly reason why UUP should be up, but there it is. Still only watching nuclear. Not a long term allocation by any means.
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Post by anitya on Apr 16, 2024 17:43:38 GMT
No change here. If someone does not post an update, I presume no change.
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mani
Lieutenant
Posts: 56
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Post by mani on Apr 16, 2024 20:01:37 GMT
15%. Higher than usual.
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Post by uncleharley on Apr 16, 2024 20:42:11 GMT
My cash position remains the same at zero. I have rotated some of my equity money into the gold miners. Gold has historically been perceived as a safe haven during periods of fear and confusion.
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kent
Ensign
Posts: 43
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Post by kent on Apr 17, 2024 1:46:36 GMT
You want updates from the more active folks? I'm now above 50% USFR with another few % in actual cash. Low tolerance for paper losses.
, When rates go down would it impact this ETF(USFR) ? |
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Post by racqueteer on Apr 17, 2024 2:29:20 GMT
You want updates from the more active folks? I'm now above 50% USFR with another few % in actual cash. Low tolerance for paper losses.
, When rates go down would it impact this ETF(USFR) ? In general, I would expect there would be some impact, but I'm not sure it would be a simple, direct one. I don't think there's going to be anything much in the foreseeable future. End of the year; next year? |
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Post by anitya on Apr 17, 2024 6:00:01 GMT
kent , The variable rate on each FRN, the portfolio in USFR, is tied to 3 mo Treasury bills auction rate. So, theoretically every auction resets the rate earned by USFR. I am sure YBB can add more. I own a lot of these, though not as much as Racq.
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Post by steadyeddy on Apr 20, 2024 1:31:56 GMT
The poll has closed...
27% have 0% to10% Cash
20% have 50% + Cash
What a contrast!!!!!
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