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Post by Deleted on Oct 20, 2023 20:08:15 GMT
1. I have no clue what will do well next year. Neither does anyone else. 2. Reversion to mean and value has not worked last 15 years 3. Diversification has not worked last 15 years. 4. Staying out of market has not worked last 15 years. 5. International has not worked last 15 years. 6. 13 of last 15 years we had an anomaly that rates were 0%. 7. Only momentum and US LC and tech has worked. 8. REITS had done well too but probably due to 0% interest rate which is no longer the case.
So plan, maintain 30% in core holdings (US Blend) like SP500, Vanguard Wellington, Berkshire Hathaway, PRILX and TCAF. maintain 10% in Cash, earning 5% for any future sales in the market.
Focus rest 60% on - quality companies in what is doing well now - tech and growth.
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Planning
Oct 20, 2023 20:26:28 GMT
via mobile
Post by FD1000 on Oct 20, 2023 20:26:28 GMT
Good observations. I plan to do what I have done since 2000. Just read at my site my basic LT system which worked at different markets. Basically, select the best 5 funds with wide range risk-adjusted performance. Do this every 4-6 months, rinse and repeat. After several years of doing that you get better and it would take you much shorter. The above used to take me about 2 hours every 4-6 months. While it's difficult to find exceptions, I realized very early that this is exactly what I want and lead me to exceptional funds such as PRWCX and PIMIX which I held for years.
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Post by mba123 on Apr 2, 2024 13:53:49 GMT
Interesting, I mentioned in another thread that we are very heavy into tech, which our FA at Fidelity does not approve of, but it has served us well. Not much diversification, though! FD1000, you mentioned "at my site" - I would love to read and learn more. - what is your site? It's eye-opening to read that diversification no longer works.
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Post by steelpony10 on Apr 2, 2024 14:59:53 GMT
VTI or VOO plus SS and cash should do it for most. No work or speculative gambling on an unknown etc.*
* My stuff worked fine for me.
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Post by yogibearbull on Apr 2, 2024 15:18:45 GMT
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Post by anitya on Apr 2, 2024 19:47:29 GMT
Interesting, I mentioned in another thread that we are very heavy into tech, which our FA at Fidelity does not approve of, but it has served us well. Not much diversification, though! FD1000 , you mentioned "at my site" - I would love to read and learn more. - what is your site? It's eye-opening to read that diversification no longer works. fd1000.freeforums.net/
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