Benefits Of A Dedicated Dividend Growth Portfolio Section
Mar 25, 2023 15:55:37 GMT
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Post by steelpony10 on Mar 25, 2023 15:55:37 GMT
wealthtrack.com/the-many-benefits-of-dividend-paying-stocks-explained-by-a-top-rated-dividend-fund-manager/
This is a bare bones discussion of income investing whether funds or individual stocks mostly benefiting younger investors at least 20 years before retirement. It’s a slow load. Peruse the whole page for more detail or the short synopsis before listening to the video. You need to go no further then this. More reward is available further out on the risk branch depending on your goals.
Our parents relied mainly on a dividend section comprised of Aristocrats, utilities etc., SS and a muni fund for about the first 30 years (of 35) of their retirement. I invested similiarly because this is what I saw worked well for them. I upped the ante with our retirement funds adding a dedicated cap gains growth section starting in about 1988 to diversify income further. I also tweaked the dividend area switching to distributions only and benefitting from a higher compounding rate about 8-10 years before retirement. Our purpose was to try to live on income only and delay spend down as long as possible. Currently projected only for LTC.
My experience has been it takes more funds to live on income only but the income is more steady. Living on capital gains should be more lucrative long term but there are some dead periods like now. This is not too important for younger investors, present markets are in fact great equity sales. These periods are really detrimental to retirees in the last 20 years or so of life but steady cash flow can help smooth the bumps whether the cause is inflation and/or any pauses in capital gains.
This is a bare bones discussion of income investing whether funds or individual stocks mostly benefiting younger investors at least 20 years before retirement. It’s a slow load. Peruse the whole page for more detail or the short synopsis before listening to the video. You need to go no further then this. More reward is available further out on the risk branch depending on your goals.
Our parents relied mainly on a dividend section comprised of Aristocrats, utilities etc., SS and a muni fund for about the first 30 years (of 35) of their retirement. I invested similiarly because this is what I saw worked well for them. I upped the ante with our retirement funds adding a dedicated cap gains growth section starting in about 1988 to diversify income further. I also tweaked the dividend area switching to distributions only and benefitting from a higher compounding rate about 8-10 years before retirement. Our purpose was to try to live on income only and delay spend down as long as possible. Currently projected only for LTC.
My experience has been it takes more funds to live on income only but the income is more steady. Living on capital gains should be more lucrative long term but there are some dead periods like now. This is not too important for younger investors, present markets are in fact great equity sales. These periods are really detrimental to retirees in the last 20 years or so of life but steady cash flow can help smooth the bumps whether the cause is inflation and/or any pauses in capital gains.
