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Post by Chahta on Mar 16, 2021 15:03:21 GMT
Good to meet you!
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Post by chang on Mar 16, 2021 21:38:38 GMT
My name is Inga, I'm 19, and a member of the Swedish Bikini Team. Just kidding! I'm a boring investor who had careers as a soldier, lawyer, and businessman. l'm guessing from the avatar that you've jumped out of airplanes. I'm curious what that experience is like, if you can describe it. I spent a lot of time in submarines, but you know what we submariners say - "there are a lot more planes at the bottom of the sea than submarines in the sky." I don't particularly like flying in an airplane, and I'm sure I would like it even less without the airplane.
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Post by steadyeddy on Mar 16, 2021 22:25:34 GMT
My name is Inga, I'm 19, and a member of the Swedish Bikini Team. Just kidding! I'm a boring investor who had careers as a soldier, lawyer, and businessman. johntaylor, I was getting very excited about the 'kini team and you burst all my hopes
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Post by johntaylor on Mar 19, 2021 14:07:53 GMT
Going down in a submarine = too scary for me!
Took Basic at Fatalburg where the Golden Knights did a demo, so signed up for jump school.
SEATO began in Manila, but HQ in Bangkok so visited there. Few yrs ago, back at the Mandarin Oriental but this time without a 1911.
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Post by Mustang on Mar 19, 2021 15:47:12 GMT
Going down in a submarine = too scary for me! Took Basic at Fatalburg where the Golden Knights did a demo, so signed up for jump school. SEATO began in Manila, but HQ in Bangkok so visited there. Few yrs ago, back at the Mandarin Oriental but this time without a 1911. My brother is a tandem instructor. He jumps every weekend. He started that after the Army. He worked on tanks when he was in. He has tried multiple times to get me to jump with him. I have repeatedly told him no. I'm Air Force, not Army, and we don't jump out of perfectly good airplanes. It wasn't submarines but for part of my career I was a part of the subterranean forces - Minuteman II operations.
If anyone is interested they made a park out of one of our old launch control centers. Tours are postponed for now because of COVID. www.nps.gov/mimi/index.htm
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dirk
Ensign
Posts: 42
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Post by dirk on Apr 15, 2021 22:15:31 GMT
OK...so I jumped the gun and started my own thread to introduce myself. But because I was mainly saying hi to ButWait and yogibearbull, I'll do more of an intro of myself.
I'm 70. Married. No kids.
Retired as of last year...the pandemic moved the date forward a few months.
Total Texas boy: born, reared, educated, pursued career, married, and now retired here...although I've traveled a few other places from time to time.
Spent a true 50+ years in advertising, since I freelanced and had campus staff artist positions from the time I was a freshman in college (1 year at Baylor, 3 at UT Austin). Always on the creative/concept side of the biz: BFA in Art, emphasis on ad design; illustrator and art director for several years; then wore two hats, as art director and copywriter, until my mentor and creative director convinced me that words were my stronger suit; worked for a couple of agencies, ran a freelance concept/copy/branding advisory service for several years, then got lured back to the largest general market ad agency in San Antonio as a writer, producer (radio/TV) and associate creative director for the last 30+ years.
Strong but exceedingly eclectic spiritual bent: coming from a strange assortment of grandparental roots (devout Catholic; not so devout Dutch Reformed but lifelong Mason; Church of Christ; devout atheist intellectual), I became an accidental Baptist as a kid; considered the ministry for a time until I caught a whiff of the politics involved; segued quickly to serious study of comparative religions; tried multiple meditative techniques through the years; finally married a nice Jewish girl who wasn't all that active in the faith...and we both eventually found ourselves following a yogic path. Still do.
Started investing in the early 1990s. Everything self-directed, which means (1) I have old-fashioned approaches in many cases, (2) I've had money spread over way too many mutual fund companies...recently got serious about consolidating down to two or three entities, and (3) I've made a LOT of mistakes...but somehow survived.
Love old Donald Duck and Uncle Scrooge comics. Play acoustic guitar. Write songs. Know more about hi-fi, classical records, and related topics than anyone wants to know...so don't get me started.
I WILL try keep myself in check, of course. And yes, I'll look at the forum rules. Hope to see you folks around.
Cheers,
Dirk
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Post by fishingrod on Apr 15, 2021 22:47:48 GMT
Welcome dirk, I too am an audiophile with a nice collection of old classical vinyls. Never have the time to listen to them all. Recognize you from around the other investment communities. Welcome, fishingrod
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Post by chang on Apr 16, 2021 0:45:03 GMT
Going down in a submarine = too scary for me! True story: my first time ever in a sub, I was in the Control area (where the helmsman and planesman sit in front of the Diving Officer), and as we started our descent the glass on one of the depth gauges exploded and water started spraying out. I must admit that rattled me a little. Turned out to be nothing - there are two depth gauges, a shallow one and a deep one, and you're supposed to close off the shallow one at 200 feet precisely to avoid blowing the glass out, and they just forgot to do it.
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dirk
Ensign
Posts: 42
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Post by dirk on Apr 16, 2021 4:36:18 GMT
Mar 16, 2021 16:38:38 GMT -5 Admin⑊chang said: I'm curious what that experience is like, if you can describe it. I spent a lot of time in submarines, but you know what we submariners say - "there are a lot more planes at the bottom of the sea than submarines in the sky." I don't particularly like flying in an airplane, and I'm sure I would like it even less without the airplane. Hey chang! I've never been down in a submarine, but I've heard a few tales. One of my best friends from grade school became a nuclear engineer...spent the first part of his career in the Navy on board a nuclear submarine, the second (and much longer) part as a scientist/administrator for the South Texas Nuclear Project. Of course, I also haven't ever jumped out of a plane. But FWIW, "flying without the plane" is something I've done. Sorta. For about 12 years, between ages 30 and 42, I did "yogic flying" (a siddhi described in Patanjali's Yoga Sutras) for about half an hour as the culmination of an hour-long meditation routine early every morning and late every afternoon. Externally, it looked like cross-legged "hopping" of distances ranging from several inches to 6 or 7 feet, max, so hardly pure levitation and not all that thrilling to observers (I think videos are still floating around on the web), but an exhilarating experience for me all the same. Cheers, Dirk
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Post by retiredat48 on Apr 16, 2021 6:15:06 GMT
Hi dirk...
So we now have posters: dirk...and dirt.
Might get confusing.
A mantra about submariners..."If you engage any long enough, you will find a screw loose somewhere!
R48
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dirk
Ensign
Posts: 42
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Post by dirk on Apr 16, 2021 13:52:32 GMT
Wow...fishingrod, R48, Anitya, johntaylor, FD1000, Norbert, Mustang...looks like I've landed in M* expat-land, for sure. And run by chang! (Thanks, chang...I was admin for a classical music forum for a few years, so I know it's more work than some folks realize.)
Again, glad to be aboard.
Dirk
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Post by chang on Apr 16, 2021 14:12:59 GMT
dirk We've actually got erryl, Anil, uh, DrHelen and some more of the old 2000-2010 M* era signed up here, but they haven't posted much (except uh who is a bonafide T/A guru). Hopefully they'll spend more time here in the future.
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Post by Majick on Apr 19, 2021 15:32:11 GMT
Thanks for the Invite Admin\\Mr.Chang.
I'm glad to see many familiar & knowledgeable posters here from M*. I'm Retiree for 10 yrs & I worked at Chrysler Dodge Jeep & Mercedes Benz. All were still same US Automative company for the last 35 yrs...as E.E. Engineer in Automation plus Automotive moving online Testing. I started helping out with Manual Installation & then slowly progressed to Ergonomics arms to full Automation over the yrs. We've already downsized to a condo & moved from Michigan to Illinois. We planned the move just to be closer to our Grand Kids plus for great Weather here...! I'm mostly Buy & Hold type Investor in RMD mode @75... Instead of M*, Now I see BigBang,ArmChair & Blog plus Fidelity Community Forums... Learning & getting more familiar with it. Thanks. Majick
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Post by BearMkt on Apr 19, 2021 23:22:05 GMT
Going down in a submarine = too scary for me! Took Basic at Fatalburg where the Golden Knights did a demo, so signed up for jump school. SEATO began in Manila, but HQ in Bangkok so visited there. Few yrs ago, back at the Mandarin Oriental but this time without a 1911. My brother is a tandem instructor. He jumps every weekend. He started that after the Army. He worked on tanks when he was in. He has tried multiple times to get me to jump with him. I have repeatedly told him no. I'm Air Force, not Army, and we don't jump out of perfectly good airplanes. It wasn't submarines but for part of my career I was a part of the subterranean forces - Minuteman II operations.
If anyone is interested they made a park out of one of our old launch control centers. Tours are postponed for now because of COVID. www.nps.gov/mimi/index.htmI know what you mean but there are a few Airmen who jump out of planes too - PJs, combat control, special tactics operators etc.
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Post by klucsamj on Apr 30, 2021 20:30:55 GMT
Hi all. I am a 72 years old retired Logistics Professional formerly employed by a Fortune 500 company for 32 years . I a member of Morningstar forums, Armchair investing board forum, Mutual fund Observer, former member of the Independent Advisors Forum. I recognize many of the members of this forum and look forward to reading and participating in various topics. I am a conservative investor now who has a pension, 401K, Roth IRA,. I am married for 43 years and have an asset allocation of 51% stocks,40% bonds,9% short term reserves.
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Post by steadyeddy on Apr 30, 2021 20:47:30 GMT
Hi all. I am a 72 years old retired Logistics Professional formerly employed by a Fortune 500 company for 32 years . I a member of Morningstar forums, Armchair investing board forum, Mutual fund Observer, former member of the Independent Advisors Forum. I recognize many of the members of this forum and look forward to reading and participating in various topics. I am a conservative investor now who has a pension, 401K, Roth IRA,. I am married for 43 years and have an asset allocation of 51% stocks,40% bonds,9% short term reserves. klucsamj, Warm welcome to this forum!
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Post by win1177 on May 1, 2021 13:04:45 GMT
New to this board, also on Morningstar and Armchairinvesting. Same user name “Win1177”.
62 year old MD, grew up in Georgia, oldest of five kids. Mom was a school librarian, Dad was a dentist who eventually left the family. So real tough childhood after he left, family was very financially “tight” living on school librarian income, with six mouths to feed. Dad’s support was almost nonexistent, usually only what the court could force him to pay. Public school education, college at Univ. of Georgia, MD at Medical College of Georgia, surgery internship at Univ. of Texas Medical Branch hospitals, then two residencies at UTMB and back at MCG. Now practice in Columbia, SC, but will retire at end of 2021.
Started investing in my teens, after being taught about stocks, bonds, etc. by my Maternal Grandfather. He was very much in the school of Graham and Dodd, Buffett, etc., and I still lean strongly in that direction. Have been a very aggressive saver/ investor over the years, and (fortunately) still married to the same beautiful girl I was set up with as a freshman at UGA. We have probably saved 20-40% of our income over the years, so now have a very large portfolio. Typically have bought “wide moat” dividend growers, and have a multi- million dollar portfolio now. Retired from our state SC medical school, so will have a pension plus SS for both of us, so around 40-50% of expenses covered (easily). Currently have about 84% equity, 6% bonds (higher quality), and 10% cash. Slowly “dribbling” the cash into bond funds, maybe some individual muni bonds.
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Post by steadyeddy on May 1, 2021 15:56:14 GMT
New to this board, also on Morningstar and Armchairinvesting. Same user name “Win1177”. 62 year old MD, grew up in Georgia, oldest of five kids. Mom was a school librarian, Dad was a dentist who eventually left the family. So real tough childhood after he left, family was very financially “tight” living on school librarian income, with six mouths to feed. Dad’s support was almost nonexistent, usually only what the court could force him to pay. Public school education, college at Univ. of Georgia, MD at Medical College of Georgia, surgery internship at Univ. of Texas Medical Branch hospitals, then two residencies at UTMB and back at MCG. Now practice in Columbia, SC, but will retire at end of 2021. Started investing in my teens, after being taught about stocks, bonds, etc. by my Maternal Grandfather. He was very much in the school of Graham and Dodd, Buffett, etc., and I still lean strongly in that direction. Have been a very aggressive saver/ investor over the years, and (fortunately) still married to the same beautiful girl I was set up with as a freshman at UGA. We have probably saved 20-40% of our income over the years, so now have a very large portfolio. Typically have bought “wide moat” dividend growers, and have a multi- million dollar portfolio now. Retired from our state SC medical school, so will have a pension plus SS for both of us, so around 40-50% of expenses covered (easily). Currently have about 84% equity, 6% bonds (higher quality), and 10% cash. Slowly “dribbling” the cash into bond funds, maybe some individual muni bonds. win1177, welcome aboard this "peaceful" forum where there are no brawls and only peaceful exchange of investing information. This is the only forum I participate in.
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Post by nobhead on Aug 9, 2021 16:26:16 GMT
chang, Hello to all. I followed a lot of you on M* for over 20 years, mostly as a lurker. Joined the Air Force in the late 60's to avoid the draft. Worked as an Electronic Technician on crypto equipment for 4 years. Returned home to Va. and worked as TV tech for several years. Then became Service Supervisor over Regional Service Centers across the country for a large retailer. That change brought me here to North Carolina. The retailer went out of business 20 years ago but I am still in NC. Began investing in mutual funds in the 90’s. Tried individual stocks a few times and learned better. Got into the MLP’s a little too heavy and lost there too. Mostly a B&H investor with a total of 18 funds now with 34% in CEF’s. Yes, I know most trade CEF's but I try to buy on dips and hold them for the dividends. Have been on Armchair for awhile and given up on M* totally. Look forward to following and participating with all of you here. Nob
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Post by Chahta on Aug 19, 2021 22:39:58 GMT
Welcome Ensign nobhead. I am a couple of clicks away in the state West of you.
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Post by kinkelly on Aug 20, 2021 1:37:16 GMT
Hello to everyone on the forum. I was born and raised in the San Francisco Bay Area. Besides attending college in Tucson Az, I have always lived in California. Presently I work and live in Silicon Valley. I am married and have a daughter in high school. I am 54 and 2 years from retirement. I am a commercial/ Indusrial Electrician and a member of the International Brotherhood of Electricians Local 332. My whole career has been in the Tech industry., except for some work to help friends in the cannabis industry, mostly grow rooms. Besides investing I enjoy history, sports, BBQING, movies, traveling( favorite spots are Hawaii, Ireland, and Laguna/Newport Beach) and spending time with my family. I hope in retirement I will have more time to travel and add to my list of favorites. All My Best,
Kinkelly
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Post by nobhead on Aug 20, 2021 1:40:36 GMT
Welcome Ensign nobhead. I am a couple of clicks away in the state West of you. Hi, @chahta. Good to hear from you and see a lot of familiar names for Morningstar Discussion board from long ago. Don't remember your name from there but maybe you were using a different name there. I have not had time to read as much of the board as I wanted to. Take care.
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Post by richardsok on Aug 20, 2021 4:25:51 GMT
Welcome kinkelly and nobhead too. We're glad to have you aboard.
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Post by Chahta on Aug 21, 2021 2:05:37 GMT
Welcome kinkelly. I am a Fresno CA transplant to Tennessee 2-1/2 years ago.
Wow…. retiring at 56.
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Post by kinkelly on Aug 21, 2021 20:29:50 GMT
Thank you for the welcome messages Chahta and richardsok. Chahta, I feel very lucky to be able to retire at 56. Only possible because my wife and I both have jobs with great 401ks and generous pensions. My parents also had the good fortune to do well in their professional careers and when they passed away they left my sister and I a good amount of assets. I do not take that good fortune for granted.
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Post by Fearchar on Sept 4, 2021 13:42:38 GMT
Professional Nuclear Engineer; almost retired. Married with 3 daughters. Active cyclist and mountain hiker. Manage both my own and my mothers portfolios.
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Post by bugman on Dec 15, 2021 19:21:38 GMT
Hi all: Newbie here, but familiar with many of your handles as I perused (lurked) on the Morningstar forums. Great expertise here.
I'm a retired Entomologist (B.S./M.S. in Fisheries, minor in Computer Science), and received a PhD from Michigan State back in '83. I was in basic research for half of my career (soft money grants) and left for industry after I tired of writing grants for a living. Worked at SC Johnson & Son for 20 years, met my future wife there and traveled the globe in support of our insect control brands in R&D management. Fun job, but punched out in 2011 at age 59 after having my fill of very crappy bosses and had enough fu money (as a former good boss would say) to call it a day. I'm now located in Pinehurst, NC and play a LOT of golf and enjoy life on the lake.
As far as financials, all I can say is I'm analytical but not market proficient to call myself any sort of "trader". I find investment ideas here and there and try them out. I'm moderately aggressive, and perhaps more that I should be but managed to keep my powder dry during all the major crashes and didn't sell into them and kept patient. I not so fondly remember watching the TV during the 2008 crash while in Yosemite and realized that I couldn't retire at age 55 anymore...It turned out just fine since I came back and held out for a promotion that allowed me to defer income and invest it, which I did aggressively in 2008 and beyond until retirement. That doubled my portfolio in a short period of time.
With no kids, we are classic DINKS and have SS and Pensions as our basic income which covers most of our expenses and just need a stable portfolio to provide the remainder.
That's me in a nutshell....
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Post by chang on Dec 15, 2021 21:45:25 GMT
Well that explains your name “ bugman”! Glad to have you here to provide some entomological (and other) perspective when needed. All the best!
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Post by steadyeddy on Dec 15, 2021 21:50:26 GMT
Hi all: Newbie here, but familiar with many of your handles as I perused (lurked) on the Morningstar forums. Great expertise here. I'm a retired Entomologist (B.S./M.S. in Fisheries, minor in Computer Science), and received a PhD from Michigan State back in '83. I was in basic research for half of my career (soft money grants) and left for industry after I tired of writing grants for a living. Worked at SC Johnson & Son for 20 years, met my future wife there and traveled the globe in support of our insect control brands in R&D management. Fun job, but punched out in 2011 at age 59 after having my fill of very crappy bosses and had enough fu money (as a former good boss would say) to call it a day. I'm now located in Pinehurst, NC and play a LOT of golf and enjoy life on the lake. As far as financials, all I can say is I'm analytical but not market proficient to call myself any sort of "trader". I find investment ideas here and there and try them out. I'm moderately aggressive, and perhaps more that I should be but managed to keep my powder dry during all the major crashes and didn't sell into them and kept patient. I not so fondly remember watching the TV during the 2008 crash while in Yosemite and realized that I couldn't retire at age 55 anymore...It turned out just fine since I came back and held out for a promotion that allowed me to defer income and invest it, which I did aggressively in 2008 and beyond until retirement. That doubled my portfolio in a short period of time. With no kids, we are classic DINKS and have SS and Pensions as our basic income which covers most of our expenses and just need a stable portfolio to provide the remainder. That's me in a nutshell.... Welcome bugman! One thing you will notice quickly on this forum is there is more decorum and more discussions on investing - very little annoying, spiteful spats.
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Post by Birdman96 on Dec 16, 2021 0:32:02 GMT
Hello Everyone,
Been mostly lurking at multiple sites including M*, MFO, and Armchair and thought, well, why not…
I’m in my 4th year of retirement and found a love of photography, multiple forms of meditation, exercise, and preserving the funds that my wife and I have accumulated over many years.
Many of you are familiar to me through your posts over the years and the lessons I’ve learned from you have been invaluable.
My real investing lesson happened during the dot com implosion and decided to read as much as I could about finance and investing. Nothing like pain to clear the mind, yes?
For most of the past 20 years I’ve been mostly invested in index funds, but since retiring I’ve branched out into a few actively managed ones. I tend to dip my toe in the water of funds that hit my radar, and if it doesn’t jangle my conservative nerves, I add to it. Not interested in annuities, and CEFs are not in my comfort zone, though I admit they fascinate me. Mostly a total return investor.
Still, its this decumulation phase and the financial vehicles that will support us that are most important to me now.
I hope to continue learning from each of you through discussion while I become more active here.
Admin/Chang - thanks for initiating this site!
Birdman96
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