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Post by mozart522 on Apr 13, 2022 1:36:37 GMT
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Post by roi2020 on Apr 13, 2022 6:36:16 GMT
I have ~28% of my portfolio in "near cash":
~20% in a stable value fund
~8% in an ultra-short-term bond fund
I also have a decent chunk in I-Bonds and a smaller amount in an online savings account.
I don't consider these assets to be part of my main portfolio so they are not factored into the totals posted above.
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Post by xray on Apr 13, 2022 15:42:54 GMT
Chahta, Your: I have never been this high, 15% cash, before. I am considering adding to cash but I am worried about getting back in if I sell any equities. All my cash is for bond allocations. --------- Still at 33% cash and waiting for a computer (START) buy signal. Am currently rebuilding my " Watch List". Patience is a virtue as the market remains quite volatile and the last hour (each day) remains something to carefully watch (IMHO).... Live Long and Prosper....
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Post by Mustang on Apr 13, 2022 23:13:09 GMT
Waiting for a computer to tell you what to do? That is reminiscent of October 1987 except the computers were selling back then.
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Post by Chahta on Apr 14, 2022 12:57:44 GMT
Most of us are if we are being honest. But every decade or so things align in such a way that the odds of holding successfully seem low. This is one of those times for me. My ex-funds are already down about 14% on average, so any time I get back in I'll be ahead. I'm just too old to risk losing 30+% of my portfolio. What seems different here is that both bonds and equities are stinking out the place. Back when I could rely on 5-6% intermediate bond yields, I was more tolerant of ST equity losses. Just my take. My point exactly. Are you waiting for the funds to be down 15% or 13%? |
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Post by mozart522 on Apr 14, 2022 13:08:08 GMT
Most of us are if we are being honest. But every decade or so things align in such a way that the odds of holding successfully seem low. This is one of those times for me. My ex-funds are already down about 14% on average, so any time I get back in I'll be ahead. I'm just too old to risk losing 30+% of my portfolio. What seems different here is that both bonds and equities are stinking out the place. Back when I could rely on 5-6% intermediate bond yields, I was more tolerant of ST equity losses. Just my take. My point exactly. Are you waiting for the funds to be down 15% or 13%? I expect them to be down 25%+% before it is over. But if I get back in at 10% down, I'm still ahead. |
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Post by oldskeet on Apr 19, 2022 11:26:35 GMT
Spent a little cash yesterday with two step buys in my muni income funds. My cash now bubbles at about 25% ... and, with this I have changed my survey vote to reflect same.
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Post by retiredat48 on Apr 19, 2022 16:42:06 GMT
Other than the equivalent of 10% in I-bonds and an unknown amount in assorted funds, there is another 53% in actual cash. I don't see any "opportunity cost" loss potential in the foreseeable future. Wow!...I'm a little surprised at this "greater-than-50% cash" position. This is in addition to any bond funds? Like, it's not your total bond fund position, right? Is a short term bond fund cash? R48 |
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Post by retiredat48 on Apr 19, 2022 16:46:43 GMT
As a contrarian indicator, it is very encouraging to see such high percent cash positions currently. Or is it just that those posters in high cash, are posting such?
CNBC periodic survey shows current level of bearishness/high cash is 48%, an all-time high since they started survey in year 2008 bear market, when 48% was reached.
Other investor survey indicators show similar bearishness.
IMO, the market has a strong likelihood of huge gains from here.
R48
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Post by uncleharley on Apr 19, 2022 18:02:47 GMT
Yes But,,,,,,,,,,,,, I want to see a bottom formed before I go long.
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Post by racqueteer on Apr 19, 2022 18:54:07 GMT
Other than the equivalent of 10% in I-bonds and an unknown amount in assorted funds, there is another 53% in actual cash. I don't see any "opportunity cost" loss potential in the foreseeable future. Wow!...I'm a little surprised at this "greater-than-50% cash" position. This is in addition to any bond funds? Like, it's not your total bond fund position, right? Is a short term bond fund cash? R48 No pure bond funds; cash in lieu of bonds and awaiting opportunities. |
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Post by retiredat48 on Apr 19, 2022 20:40:42 GMT
Wow!...I'm a little surprised at this "greater-than-50% cash" position. This is in addition to any bond funds? Like, it's not your total bond fund position, right? Is a short term bond fund cash? R48 No pure bond funds; cash in lieu of bonds and awaiting opportunities. |
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Post by steadyeddy on Apr 19, 2022 21:00:21 GMT
I agree with retiredat48, the market has priced in the Fed moves and in fact not all moves would be made by the Fed. We are closer to the bottom already, if not there. I began buying equities... |
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Post by xray on Apr 21, 2022 16:24:56 GMT
uncleharley, Your: I want to see a bottom formed before I go long. ---------- We are already " LONG" (but not for long). The market (and the traders) will be " PLAYING" (IMHO) with the market going forward until at least the end of the year. Looking at my current analysis data, we were currently coming off of our " 1st stage Low" .... I used my "Sell/Buyback" at current MktPrc's on my expected winners (what some insiders do) to capture some additional CapGains today. We need to play their silly game if we intend to stay in the market during the expected decline this year. Under the insiders technique, some of us will continue to still own the current performers (winners for the longer required term) and will surely collect their current dividends going forward.... I added shares to CAPL to my sell/buy.... Live Long and Prosper....
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Post by saratoga on May 9, 2022 19:51:03 GMT
After selling more equities, I have a little over 40% cash and cash equivalents (including TREA for now) of my now substantially reduced portfolio. I will watch for a buying opportunity. Things got worse since my rollover from TRP to TIAA was rejected by TRP for lack of information after 2 weeks. TIAA says they sent all information. This could be a result of using the antiquated machine called fax. TRP operation became very unstable these days.
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Post by bugman on May 9, 2022 20:08:00 GMT
Around 60%..
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Post by roi2020 on May 9, 2022 20:24:38 GMT
Excluding I-Bonds and savings accounts ¹, approximately 35% of my portfolio is in cash equivalents (stable value fund, 13-week T-Bills).
These cash equivalents are held in lieu of traditional bond funds.
¹ I consider these assets to be outside of my portfolio.
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